Term Life Insurance
There are basically 5 different types of life insurance from which to choose from. Of the 5, Term Life is the only form of insurance that is not a "cash value policy." Term Life is not only the easiest type of life insurance policy; it's also the cheapest. The only function of a Term Life policy is to pay a contracted sum of money to a designated beneficiary following the policyholder's death. Both the amount of the death benefit & the policy limit are the same, so if you have a $200,000 policy, it's going to payout a $200,000 death benefit. Those people who are more or less interested in a generic form of life insurance should consider Term Life insurance.
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